AstechLMS for Impact & Development Finance
Loan management software
for impact & development finance
Connect disciplined credit administration with the mandate behind each facility. AstechLMS supports impact-focused finance providers with configurable applications, products, repayments, collections, programme data and reporting processes.
Programme models
Microenterprise & SME inclusion
Revolving credit programmes
Green & climate-focused loans
Purpose-linked lending
Community & development funds
Local development lending
Programme data · configured per mandate
Purpose & performance
Manage financial performance and programme purpose together
Impact and development finance providers must administer credit with the same rigour as any lender, yet their mandates can introduce extra eligibility rules, stakeholder requirements and reporting obligations.
AstechLMS provides a connected operational base for customer onboarding, credit assessment, facility management, repayments, arrears and accounting. Programme-specific information and workflows can be configured during implementation to reflect the organisation’s mandate and reporting framework.
Programme models
Support diverse impact lending programmes
The underlying credit structure can vary across impact portfolios. AstechLMS can support programme models such as:
Revolving credit for community, microenterprise or SME inclusion programmes
Term lending linked to social or economic development objectives
Green and climate-focused loan programmes
Community lending and local development funds
Microfinance and high-volume, short-term credit
Qualifying property or asset-finance programmes with defined impact objectives
Each structure can use its own application criteria, approval process, interest rules, repayment terms and reporting requirements.
Credit lifecycle
A controlled credit lifecycle for mission-driven finance
1
Configure programme applications
Capture customer and loan information through structured application forms. Set workflow stages, required documents, credit checks, approval roles and product rules around each programme.
2
Manage facilities & fund allocation
Create facilities with defined limits, terms, disbursement rules and repayment schedules. Relevant programme, funder or guarantee information can remain linked to the lending record.
3
Automate interest & repayments
Generate amortisation schedules, calculate interest and create recurring instalments. Debit orders, receipts and account transactions can be processed within the same servicing environment.
4
Monitor arrears & interventions
Track missed payments, create follow-up tasks and escalate cases through configurable collection workflows. This gives programme and credit teams a shared view of financial performance and customer activity.
Configurable data
Configure the data your impact framework requires
Impact frameworks differ by institution, funder and programme. During implementation, Astech can define the operational fields, documents, workflows and reports required for the agreed model. Depending on the programme, this could cover:
Beneficiary or borrower segment
Geographic area
Lending purpose or programme classification
Fund, mandate or guarantee source
Selected output or outcome indicators
Required evidence and reporting dates
A clear division of responsibility
AstechLMS manages the underlying credit and programme record. The finance provider remains responsible for selecting its indicators, validating evidence and determining whether a facility meets a named green, climate or impact standard.
Scale
Build repeatable processes for high-volume programmes
For microfinance and inclusion-focused products, AstechLMS can support a structured path from customer and loan capture through online credit checking and repayment-schedule generation. Workflow automation and scheduled processing help teams manage repeated credit activity across larger account volumes.
Role-based access, customer communication records and audit trails give management a clearer view of how programme and credit processes are being applied.
Fast capture
Structured customer and loan capture at volume.
Online credit checks
Integrated checking within the workflow.
Scheduled processing
Recurring routines across large account books.
Audit trails
Clear view of how processes are applied.
Financial integration
Connect programme activity with accounting
Post configured loan transactions to Sage 300 and retain account-level detail in AstechLMS. Multiple General Ledger companies and segment overrides can support separate funds, entities or reporting structures where required.
AstechLMS
Programme & credit record
Web services
Sage 300
General Ledger
Finance teams gain financial control without removing the transaction detail needed for audit and account servicing.
Connect your lending operations with your development mandate
Discuss how AstechLMS can support your credit products, programme workflows, reporting requirements and financial integration.
FAQs
Frequently asked questions
Impact lending is defined mainly by its intended social or environmental purpose. The underlying product may be a term loan, revolving facility, mortgage or asset-finance agreement. AstechLMS can administer these credit structures and configure programme processes around them.
Programme-specific fields, documents, workflows and reports can be configured during implementation against an agreed measurement framework. The platform does not independently certify a loan as green or verify the impact evidence supplied by the finance provider.
Yes. AstechLMS can support structured, high-volume credit processes, including customer capture, credit checking, loan setup, repayment schedules, collections and reporting. Product rules and workflows can be configured for the programme concerned.