AstechLMS · End-to-end credit management
Loan management software
for specialist finance providers
Bring origination, servicing, repayments, collections and accounting into one connected system. AstechLMS gives credit providers the product flexibility, process control and operational visibility to manage diverse loan portfolios from first application to final settlement.
Discuss your lending products, operating processes and integration requirements with our financial technology team.
Lending solutions
Private & alternative credit
Term, revolving, bridging & trade
Property & mortgage finance
Secured real estate lending
Impact lending
Development & programme finance
Receivables finance
Invoice, factoring & supply chain
Consumer asset finance
HP, instalment sale & lay-by
One platform · integrated with Sage 300
One connected record
One platform for the full credit lifecycle
Lending becomes harder to control when customer records, approvals, repayment schedules, collections and finance entries sit in separate systems. AstechLMS creates a connected operational record across customers, facilities and loan accounts.
Use one web-based platform to manage:
Customer onboarding and application processing
Credit assessment and approval workflows
Loan products, facilities, limits and conditions
Interest, instalments and repayment schedules
Debit orders, charges and custom transactions
Arrears, collections and default management
Documents, statements and settlements
Audit trails, access controls and management reporting
Financial posting through Sage 300 integration
Support for NCR L702 reporting and in duplum controls where applicable
Lending solutions
Lending solutions for different credit models
AstechLMS supports specialist lenders with product structures that do not fit a single standard template. Select a solution area to see how the platform supports its operational requirements.
Operations
Control every stage of lending operations
Application & origination
Create structured application workflows, integrate credit checks and apply product or facility rules at the point of assessment. Teams can track each application from submission through appraisal, approval and closing.
Loan servicing & repayment
Set flexible interest and repayment schedules, generate amortisation schedules and recalculate interest when rates change. Automated tasks support interest processing, instalment generation and recurring account activity.
Collections & risk management
Monitor arrears, manage collection tasks and apply escalation processes within the same customer and account record. Detailed audit trails create a clear history of decisions, transactions and user activity.
Accounting & reporting
Generate statements and settlement values, track funders and guarantees, and post loan transactions to the appropriate General Ledger company. Reporting tools give management a clearer view of lending activity and portfolio performance.
Automation
Structured workflows with fewer manual gaps
AstechLMS uses configurable workflows to standardise business rules across teams, branches and channels. The platform can route applications, assign tasks, trigger collection actions, manage debit-order batches and schedule recurring processes.
A dedicated processing engine runs critical operations outside the user interface. Scheduled tasks, month-end routines, interest calculations and instalment generation can continue without placing unnecessary load on day-to-day user activity.
Routing & tasks
Route applications, assign tasks and trigger collection actions from configured business rules.
Batches
Manage debit-order batches and recurring account activity across the portfolio.
Processing engine
Run interest, instalment and month-end routines outside the user interface.
Consistent rules
Standardise decisions across teams, branches and service channels.
Financial integration
Connect loan operations with Sage 300
AstechLMS integrates with Sage 300 through web services, linking loan activity with financial accounting. The platform can operate as the debtors subledger and create General Ledger journals based on configured LMS transaction types.
AstechLMS
Debtors subledger
Web services
Sage 300
General Ledger
Finance teams gain financial control without removing the transaction detail needed for audit and account servicing.
Delivered by Astech
Lending technology shaped around your operation
Astech has delivered enterprise software and financial technology solutions since 2001. Our team combines software engineering, accounting, finance and business process experience to configure AstechLMS around each provider’s products, controls and systems environment.
“We configure AstechLMS around each provider’s products, controls and systems environment — not the other way around.”
— The AstechLMS team
Bring your lending operations into one connected platform
See how AstechLMS can support your credit products, automate key processes and connect servicing activity with financial accounting.
FAQs
Frequently asked questions
AstechLMS supports a broad range of credit products, including term loans, revolving credit, mortgage and property finance, bridging finance, trade finance, hire purchase, instalment sale, lay-by, invoice discounting and factoring structures. Product rules, workflows, transactions and reporting can be configured around the provider’s operating model.
Yes. AstechLMS connects with Sage 300 through web services. It can create General Ledger journals, support multiple General Ledger companies and retain detailed loan activity within the LMS as a debtors subledger.
Yes. The web-based platform supports role-based access and lending activity across branches, call centres and self-service channels. Customer records, tasks, documents and account activity remain available through a controlled central system.