AstechLMS platform
One loan management platform
across the credit lifecycle
Manage customer onboarding, origination, facilities, interest, repayments, collections, settlement and financial posting through a connected web-based system. Configure products, workflows, transactions and access around the lender’s approved operating model.
Web-based
Controlled access across teams
Automated
Scheduled and recurring processing
Configurable
Products, workflows and transactions
Integrated
Sage CRM, Sage 300 and approved systems
Platform layers
Onboarding & origination
Applications, checks and approvals
Products & facilities
Limits, terms and conditions
Servicing & repayments
Interest, instalments and receipts
Arrears & collections
Tasks, escalation and history
Financial posting
Configured Sage 300 journals
Role-based access · detailed audit trails
Core capabilities
Core platform capabilities
Customer onboarding and relationship management
Create a 360-degree customer view across contact information, applications, facilities, documents, communications and account activity. Support approved channels such as branches, call centres and self-service processes.
Application processing and credit assessment
Guide applications through structured capture, integrated credit checking, appraisal, approval and closing. Configure workflow stages, rules, tasks and exceptions by product or service channel.
Loan products and facilities
Define products, facility limits, terms, conditions, charges and transaction types. Link funders, guarantees, related parties and supporting assets where the lending model requires them.
Interest and repayment management
Configure interest schedules, repayment calculations and amortisation. Recalculate approved rates, generate instalments and process recurring account activity through scheduled tasks.
Payments and transaction processing
Manage debit orders, receipts, charges, custom transactions and month-end routines. The dedicated processing engine runs approved system processes outside the day-to-day user interface.
Arrears, collections and default management
Monitor arrears, assign tasks, record customer contact and escalate accounts through configured collection and default processes.
Documents, statements and settlement
Generate and store contracts, schedules, statements and other account documents. Calculate early or scheduled settlement values from the configured account position.
Reporting, controls and audit trails
Use role-based access, detailed audit history and reporting across customer, facility and account activity. Applicable configurations can support NCR L702 reporting and in duplum controls.
Financial and third-party integration
Connect Sage 300 through web services, use AstechLMS as the debtors subledger and create configured General Ledger journals. REST API capability supports approved third-party connections.
Workflow
Configurable workflows for consistent lending processes
Workflow applies business rules across applications, approvals, collections and transaction processing. Each stage can guide users, assign tasks, request information, apply validation and escalate exceptions.
Application workflow
Move a case from capture through assessment, approval, conditions and account activation.
Collections workflow
Assign follow-ups, record contact, track promises and escalate accounts against defined arrears rules.
Transaction workflow
Control requests, checks and authorisation for selected account events and adjustments.
Operational measurement
Use workflow status and task history to identify delays, exceptions and process-improvement opportunities.
Programme models
A dedicated processing engine for scheduled work
Critical processing can run independently of the user interface. This separates recurring system work from user activity and supports stable batch operations.
Configured processes can include:
Scheduled and recurring tasks
Interest processing
Instalment generation
Debit-order batches
Month-end routines
Approved third-party exchanges
Lending solutions
Select the lending model, then configure the process
The same platform supports distinct product and workflow structures across:
FAQs
Frequently asked questions
It covers both. The platform supports application and origination, then continues through account administration, repayments, collections, settlement and financial posting.
Yes. Products, fields, workflow stages, transaction types, interest and repayment rules can be configured around the approved lending model.
Yes. The processing engine runs approved scheduled and recurring work outside the user interface.
Yes. Detailed audit trails and security access controls form part of the supplied platform capabilities.
Yes. Sage 300 web-services integration and REST API capability support approved connections. The architecture is defined from the client’s systems and data requirements.
Yes. AstechLMS can configure several products, facilities, workflows and accounting treatments within the same environment, subject to the approved design.
See the AstechLMS platform against your operating model
Choose the products, processes and integrations most relevant to your team, then see how the platform manages them from application to financial posting.