Human led advice, augmented by AI.
Meet PlutoIFA.
Your AI paraplanner.
PlutoIFA helps financial advisers produce compliant, client-ready paraplanning — suitability reports, research and reviews — in a fraction of the time. Built and supported by Astech.
Hours → minutes
Report turnaround
Automated
Scheduled and recurring processing
100%
Adviser sign-off retained
FCA
Compliance-aware output
What PlutoIFA does
Everything a paraplanner does — with an AI assistant that never runs out of hours
PlutoIFA supports the full advice-preparation workflow, so your team spends less time drafting and more time advising. Every output stays under adviser review.
Suitability reports
Generate first-draft suitability and recommendation reports from your fact-find and case notes, formatted to your firm’s house style and tone.
Research & comparison
Summarise product, fund and provider research, and surface the key points that justify a recommendation — with sources kept alongside for review.
Cashflow & scenarios
Turn client goals and figures into clear cashflow narratives and scenario summaries that clients can actually understand.
Fact-find capture
Extract structured client data from meeting notes, forms and documents, reducing manual re-keying and transcription errors.
Compliance checks
Flag missing information, inconsistencies and disclosure gaps before a case reaches your compliance team — helping keep files audit-ready.
Annual reviews
Prepare periodic review packs and client-friendly summaries at scale, so ongoing service is consistent across every client.
How it works
From client information to a compliant draft — in three steps
1
Bring your case in
Upload your fact-find, meeting notes and supporting documents, or connect PlutoIFA to your existing back-office and CRM.
2
PlutoIFA drafts
The AI assembles a structured draft — report, research summary and review points — grounded in the information you provided.
3
You review & sign off
Advisers check, refine and approve. The recommendation and responsibility always stay with you and your firm.
Why advisers choose PlutoIFA
More capacity, more consistency — without more headcount
Faster turnaround
Cut report-drafting time dramatically, so clients get advice sooner and your pipeline keeps moving.
Consistent & compliant
Every case follows the same rigorous structure, reducing variability and compliance risk.
Freed-up advisers
Spend time with clients and on advice — not on formatting documents and chasing detail.
Scale paraplanning capacity affordably and serve more clients profitably.
Built & supported by Astech
Enterprise-grade software, tailored to how you advise
PlutoIFA is developed by Astech — a South African enterprise-software company delivering tailored, end-to-end solutions with a focus on measurable ROI. That means secure, well-supported technology, and the option to integrate PlutoIFA with the systems you already run.
&
“PlutoIFA brings the speed of AI to paraplanning while keeping advisers firmly in control of every recommendation.”
— The PlutoIFA team at Astech
FAQs
Frequently asked questions
PlutoIFA is an AI-powered paraplanner for independent financial advisers. It helps prepare suitability reports, research summaries, cashflow narratives and review packs from the client information you provide — leaving the advice and sign-off with you.
No. PlutoIFA is an assistant that handles the time-consuming drafting and research groundwork. Your advisers and paraplanners review, refine and approve every output, and the recommendation always remains their responsibility.
PlutoIFA is designed to produce compliance-aware output and to flag gaps before cases progress. It is built and supported by Astech with secure handling of sensitive client information as a core requirement. We’re happy to walk your compliance team through the detail on a demo.
Yes. As an Astech product, PlutoIFA can be configured to your firm’s templates and integrated with your back-office, CRM and Sage environment, so it fits into how your business already runs.
Visit plutoifa.com. We’ll show PlutoIFA on a real case and discuss onboarding for your team.
See PlutoIFA on one of your own cases
Book a demo and we’ll show how PlutoIFA turns your fact-find into a compliant, client-ready draft.