AstechLMS for Private & Alternative Credit
Loan management software
for private & alternative lenders
Structure, service and monitor diverse credit products through one connected platform. AstechLMS supports private and specialist lenders with configurable workflows, facilities, interest schedules, conditions, collections and financial integration.
Credit products supported
Term loans
Fixed-term facilities to settlement
Revolving credit
Reusable limits & drawdowns
Bridging finance
Short-term liquidity facilities
Trade & working capital
Structured facility usage
Factoring structures
Within a wider credit portfolio
Configurable · integrated with Sage 300
The operating challenge
Flexible lending needs disciplined operational control
Private and alternative credit providers often manage products with different terms, security arrangements, repayment structures and approval conditions. Generic account systems can force teams into manual spreadsheets, disconnected documents and repeated data capture.
AstechLMS connects customer onboarding, application processing, loan servicing, collections and accounting. Teams gain a consistent operating process without forcing every credit product into the same structure.
Lending solutions
Lending solutions for different credit models
AstechLMS supports specialist lenders with product structures that do not fit a single standard template. Select a solution area to see how the platform supports its operational requirements.
Term loans
Manage fixed-term facilities from application to settlement. Configure interest and repayment schedules, record conditions precedent, generate contracts and schedules, and calculate early or scheduled settlement values.
Revolving credit
Set facility limits, assess applications and manage reusable credit as customers draw, repay and access available balances. Interest can be calculated on the used balance, including debit orders, instalments, and collection actions associated with the account.
Bridging finance
Administer short-term facilities created to address timing or liquidity gaps. Configure product terms, approval requirements, disbursements, repayment events and settlement calculations. Property-secured bridging is covered in greater depth under Property & Mortgage Finance.
Trade & working-capital finance
Track facility limits, usage and drawdowns across structured working-capital arrangements. Link sureties and related parties, record financed or pledged assets, monitor conditions and manage repayment performance.
Factoring & reverse factoring
Manage invoice discounting, factoring and buyer-led supply-chain facilities with control over applications, limits, drawdowns, counterparties, repayments and settlement. AstechLMS connects receivables finance operations with customer records and Sage 300 accounting.
Explore consumer asset finance software
Facility lifecycle
Manage each facility from application to settlement
1
Structure applications & approvals
Create a defined path from submission and appraisal through approval and closing. Integrated credit checking, product configuration and facility rules help lending teams apply consistent decision processes.
2
Track conditions, covenants & security
Record pre-disbursement requirements, financial and non-financial conditions, guarantees, related parties and pledged assets. Tasks and audit trails help teams see what has been completed, what remains outstanding and who acted on the account.
3
Configure interest & repayments
Set flexible interest schedules, repayment calculations and amortisation schedules for different products. The processing engine can manage recurring interest and instalment tasks, including recalculation when applicable rates change.
4
Control collections & settlement
Monitor arrears, route collection activity and maintain a connected record of missed payments, follow-ups and account actions. Settlement calculations provide clear early or scheduled payoff values.
360-degree record
One view across customer, facility and account activity
AstechLMS brings customer information, applications, facilities, loan accounts, documents, transactions and collection activity into a 360-degree record. Role-based access controls who can view or process each area, and detailed audit trails retain the history needed for operational oversight.
This connected structure supports portfolios that span term lending, revolving credit and structured working-capital products without splitting customer and account records across separate systems.
Customer
Applications, facilities and communications in one profile.
Facilities
Limits, conditions and drawdowns per product.
Role-based access
Control who can view or process each area.
Audit trails
Retain the history needed for oversight.
Financial integration
Connect servicing with financial accounting
AstechLMS integrates with Sage 300 through web services. Loan transactions can create General Ledger journals based on configured transaction types, with support for detailed or consolidated entries, segment overrides and multiple General Ledger companies.
AstechLMS
Debtors subledger
Web services
Sage 300
General Ledger
Finance teams gain financial control without removing the transaction detail needed for audit and account servicing.
Manage complex credit products with greater control
See how AstechLMS can support your lending structures, facility processes, servicing requirements and Sage 300 accounting environment.
FAQs
Frequently asked questions
Private credit software helps non-bank and specialist lenders originate, administer and monitor privately structured credit facilities. It can connect application data, facility terms, repayments, conditions, documents, collections and accounting within one operating system.
Yes. AstechLMS supports fixed-term loans and reusable revolving facilities within the same platform. Each product can have its own approval rules, limits, interest calculations, repayment structure and servicing process.
Teams can record conditions precedent, sureties, guarantees, related parties and ongoing financial or non-financial conditions. Workflow tasks and audit records help users manage the required actions throughout the facility lifecycle.