AstechLMS for Property & Mortgage Finance
Property & mortgage
loan management software
Manage secured real estate lending from application and property assessment through disbursement, repayment, arrears and final settlement. AstechLMS connects customer, facility, property and financial information in one controlled platform.
Secured lending products
Mortgage loans
Long-term secured lending
Property-secured bridging
Short-term facilities
Property development finance
Staged disbursement rules
LTV & debt-coverage · Sage 300 integrated
The operating challenge
Keep every property facility connected to its security and terms
Property lending brings together borrower assessment, property information, valuations, security, approval conditions, disbursement rules and long-term servicing. When these records sit in separate files or systems, teams can lose sight of outstanding conditions, changing exposures and the decisions behind each facility.
AstechLMS provides a structured record from onboarding to payoff, giving lending, servicing, collections and finance teams access to the information relevant to their roles.
Products
Support mortgages, bridging & development facilities
Mortgage loans
Manage long-term secured lending with configurable rates, repayment terms, amortisation schedules, debit orders, statements and settlement calculations.
Property-secured bridging finance
Administer short-term facilities that bridge property transactions or funding events. Configure approval conditions, disbursements, repayment dates, charges and settlement requirements around the agreed structure.
Property development finance
Set facility limits, terms and disbursement rules for property development lending. Track conditions before funding and during the life of the facility, supported by structured documentation and account history.
Secured-lending lifecycle
Control the secured-lending lifecycle
1
Application workflow
Guide applications through structured onboarding, assessment, approval and closing. Integrated credit checks and role-based tasks support a consistent decision process across teams and branches.
2
Property information & valuations
Capture property and valuation information alongside the customer and facility. Record lending measures such as loan-to-value and debt-coverage metrics to support assessment and monitoring.
3
Conditions & disbursement rules
Track pre-disbursement requirements and ongoing conditions against the facility. Configure limits, terms and release rules that reflect the approved lending structure.
4
Interest & scheduled repayments
Apply configurable rates and repayment terms, generate amortisation schedules and recalculate interest when relevant rates change. Debit orders and scheduled instalments remain connected to the loan account.
5
Arrears & collections
Monitor missed payments and manage collection activity through structured tasks, follow-ups and escalations. Users retain one history of customer communication, account activity and remedial action.
6
Settlement & payoff
Calculate final balances and payoff values for scheduled maturity, early settlement or a property transaction event. Generate statements and retain supporting documents within the account record.
Visibility
Give every team a clearer view of the facility
A 360-degree customer view brings together relationships, applications, facilities, loan accounts, communications and documents. Security and access controls restrict activity by role, and detailed audit trails record user actions and transaction history.
Management reporting can draw on customer, facility and account data to provide visibility over approvals, disbursements, arrears, settlements and portfolio activity.
Property & security
Valuations and lending ratios linked to each facility.
Conditions
Outstanding and completed requirements at a glance.
Role-based access
Restrict activity by role across teams.
Reporting
Visibility over approvals, arrears and settlements.
Financial integration
Integrate property lending with Sage 300
AstechLMS connects loan operations with Sage 300 through web services. Configurable transaction types can create General Ledger journals, and the LMS can retain detailed debtor-account activity as a subledger.
AstechLMS
Debtors subledger
Web services
Sage 300
General Ledger
Support for the organisation’s reporting structure helps finance teams reflect how the business is run.
Bring property lending, servicing & accounting together
See how AstechLMS can support your mortgage, bridging and property finance operations from application to settlement.
FAQs
Frequently asked questions
AstechLMS can support mortgage loans, property-secured bridging finance and configurable property development facilities. Product terms, approval conditions, disbursement rules, rates and repayment schedules can be set around the provider’s requirements.
Yes. Property and valuation information can be captured against the relevant facility, including measures such as loan-to-value and debt coverage. The exact data set and approval rules can be configured during implementation.
Yes. AstechLMS supports repayment schedules, interest processing, debit orders, statements, arrears management, collections and settlement calculations after a facility has been disbursed.