AstechLMS for Receivables Finance
Receivables finance software
for invoice-led lending
Manage invoice discounting, factoring and buyer-led supply-chain facilities with control over applications, limits, drawdowns, counterparties, repayments and settlement. AstechLMS connects receivables finance operations with customer records and Sage 300 accounting.
Receivables structures
Invoice discounting
Advances against invoice value
Factoring
Receivables-supported funding
Reverse factoring
Buyer-led supply-chain finance
Trade & working capital
Related structured facilities
Limits & drawdowns · Sage 300 integrated
The operating challenge
Turn a complex working-capital process into a controlled workflow
Receivables facilities can involve several parties, changing utilisation, supporting documents, structured repayments and close monitoring of performance. Manual handovers can make it difficult to see the current facility position or trace the actions behind a transaction.
AstechLMS provides a connected structure for customer onboarding, facility approval, usage, repayments, collections and financial posting. Product rules and workflow stages can be configured around the provider’s receivables or supply-chain model.
Structures
Support core receivables finance structures
Invoice discounting
Manage facilities advanced against eligible invoice value, with configurable limits, usage, drawdowns, interest and repayment terms. Keep the customer, facility, supporting records and servicing activity connected.
Factoring
Administer factoring arrangements in which receivables support the funding provided. Link the relevant parties, track facility activity and manage repayment performance, collections and settlement through a structured operating process.
Reverse factoring
Support buyer-led supply-chain programmes that allow approved suppliers to receive early payment against accepted obligations. Configure the parties, programme rules, facility activity and repayment process around the agreed structure.
Facility lifecycle
Manage the facility lifecycle
1
Application & credit assessment
Guide customers through structured onboarding, document collection, assessment and approval. Integrated credit checks and configurable workflow stages help teams apply the relevant facility rules.
2
Limits, usage & drawdowns
Record approved facility limits and monitor utilisation as funds are made available. Keep facility terms, drawdowns, conditions and account transactions connected to the customer record.
3
Parties, sureties & supporting assets
Link relevant counterparties, guarantors, sureties and related entities. Record financed or pledged assets and retain supporting documents within the facility history.
4
Interest & repayment structures
Configure interest terms, repayment rules and transaction types around the receivables product. Scheduled processing can support recurring interest, transaction updates and account activity.
5
Covenant & performance monitoring
Track financial and non-financial conditions against the facility. Tasks, audit trails and reporting give authorised users a clearer record of outstanding requirements and servicing performance.
6
Collections & settlement
Manage collection activity, missed payments and account follow-ups through defined workflows. Generate statements and calculate settlement values when a facility or financed position is closed.
One record
One operational record for working-capital finance
Customer information, related parties, facilities, documents, transactions, collections and communications remain available through a controlled central platform. Role-based access and detailed audit trails support oversight across credit, operations, collections and finance teams.
For providers offering receivables finance alongside term, revolving or trade-finance products, the same customer can be managed across several facilities without creating disconnected operational records.
Related parties
Counterparties, guarantors and sureties in one place.
Utilisation
Limits and drawdowns tracked per facility.
Role-based access
Oversight across credit, operations and finance.
Multiple facilities
One customer across several structures.
Financial integration
Connect facility activity with Sage 300
AstechLMS can create General Ledger journals from configured loan transactions and operate as the debtors subledger for detailed customer and account activity. Web-services integration connects finance entries with the underlying lending record.
AstechLMS
Debtors subledger
Web services
Sage 300
General Ledger
Gain clearer control over receivables finance operations
See how AstechLMS can support your factoring, invoice discounting or supply-chain finance model from application through settlement and accounting.
FAQs
Frequently asked questions
Both structures provide finance against receivables. Factoring commonly includes a more active role in receivables administration or collection, and invoice discounting often leaves customer collection activity with the funded business. The exact structure depends on the provider and agreement.
Reverse factoring is a buyer-led supply-chain finance arrangement. Approved suppliers can receive early payment against obligations accepted by the buyer, with repayment managed according to the programme terms.
Yes. AstechLMS supports trade and working-capital facilities with limits, drawdowns, structured repayments, sureties, conditions, asset records, collections and settlement. Broader purchase-order or inventory finance content is covered under Private and Alternative Credit.